MoneyOS India — Privacy Policy

Last Updated: August 2026 | Effective for Google Play & Web

MoneyOS India is built with a privacy-first, local-storage engine. We respect your personal financial privacy and are committed to protecting your data.

1. Data Collection & Local Storage

MoneyOS India stores your income, expense, asset, debt, and tax records locally in your browser's encrypted localStorage session. Your personal financial data never leaves your device unless you explicitly interact with AI features.

2. AI Services & Data Transmission

When you ask questions to MoneyOS AI Coach or upload receipts for scanning, queries are processed securely via encrypted TLS server API proxy routes. No personal financial records are sold or rented to third parties.

3. User Account Security & OTP

User authentication utilizes phone/email verification with single-use 6-digit Security Codes (OTP) with 15-minute expiration and 3-attempt account lockouts to prevent unauthorized access.

4. Account & Data Deletion

You have full control over your data. You can clear your account data at any time directly in the app or visit Account Deletion Instructions.

5. Contact Us

For privacy inquiries or support, contact us at support@moneyos.in.